***Please quote ALE140 when enquiring***
- What the owner says -
“The house is at the top of a cul-de-sac, it is quiet and very private. It is a short walk from the local schools and it is close to a bus route. The house is light and airy, recently improved with a new kitchen and decorated throughout. The sun shines on the back for most of the day and it is a suntrap and not overlooked.”
- Full description –
This property speaks for itself and viewing is essential to truly appreciate all it has to offer. An excellent 3-bed starter home in Workington, offering an abundance of convenience in peaceful surroundings. Set in a quiet cul-de-sac with no passing traffic. Only £3,625 for a 5% deposit, can you afford to miss out?
Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying. At this property a 5% deposit is within reach - just £3,625 for a 50% share!
- Three-bed semi-detached house.
- Living room with a window to the front aspect.
- Newly fitted kitchen/diner including an integrated fridge/freezer and washing machine.
- Master bedroom with fitted shelving and a window to the front aspect.
- Second and third bedrooms.
- Bathroom with overbath shower and storage cupboards.
- Gas central heating.
- Private well maintained rear garden with two sheds.
- Private drive offering parking for two cars.
- Costs –
PRICE - £72,500*
RENT - £171.25pm
SERVICE CHARGE - £19.83**
*This represents a 50% share of the full open market value of £145,000
**This includes: management charge and building insurance. Rent and service charges are reviewed annually.
- General Information -
Lease: 99 years from 31 March 1991
Years remaining on lease: 68 approx.
Approximate internal area: 73 sq. m.
Local authority: Allerdale Borough Council
Council tax band: B
EPC rating: C (73)
- Terms, conditions and requirements -
Minimum household income requirement: £21,092^
Deposit: If you will be obtaining a mortgage you will need at least £3,625 in savings (i.e. a 5% deposit).
^If your deposit is more than 5%, the minimum income requirements may be less. Please contact us for further details.
Application process: A financial assessment must be completed before any physical viewing can take place. This forms part of Home Group’s buyer approval process. These assessments are carried out remotely by The Mortgage People. Once you have confirmed an interest in purchasing a property, the contact details will be made available.
We will not carry out any credit checks or contact any reference agencies without your written consent.
Help to Buy Agent: In order to apply you must be registered with Help to Buy North https://www.helptobuyagent1.org.uk/apply/. You will need to provide your HTB reference when completing the application process.
Current homeowners: Anyone who currently owns a home must have a sale agreed to apply.
- Viewings -
Viewings are held strictly by appointment - call today for more information.
Only those who have physically viewed the property are able to apply. If you have viewed and would like to apply please register your interest with the Resales Team.