***Please quote SCH401 when enquiring.***
- Introduction -
Relax in your own little haven with this ideal 2-bed flat in Appleby in Westmorland. Enjoy summer evenings straight from your front door with your own south-west facing patio. Only £3,568 for a 5% deposit, what are you waiting for?
Perfectly placed in the heart of Cumbria, your new home offers a plethora of activities for your evenings and weekends. In the middle of the North Pennines and the Lake District, enjoy a weekend exploring in the fresh air, take a shopping trip to Carlisle or simply enjoy the sunshine from your own garden! Could this be the starter home you’ve been looking for?
- What the owner says -
“On the edge of a residential area, two minutes’ walk to open countryside. Only five minutes’ walk to the town centre with a selection of shops, recreational facilities, medical centre, library and schools. New double glazed windows and front door.”
- Full Description –
Shared ownership is a government backed scheme that can be a stepping stone to completely owning your own home. If you’re finding it difficult to save for a deposit this is a great option as the amount you’ll need is based on the share you’re buying. At this property a 5% deposit is attainable at just £3,568 for a 75% share!
- 2 bed ground floor flat.
- Entrance hallway benefits from two storage cupboards.
- Living room (4.45m x 2.81m) with a bay window overlooking the garden.
- Kitchen (4.15m x 2.48m) with matching wall and base units and contrasting worktops.
- Master bedroom (2.82m x 2.48m) with a window to the front aspect.
- Second bedroom (2.36m x 2.88m) has a window to the rear aspect.
- Bathroom has a bath with overhead shower, glass shower screen, wash hand basin and a WC.
- Laminate flooring is fitted to all rooms.
- Gas central heating.
- Open plan communal garden with a shed. South-west facing patio area to the front aspect.
- Parking available.
- Costs –
PROPERTY TYPE- FLAT (GROUND FLOOR)
PRICE - £71,250*
RENT - £63.65pm
SERVICE CHARGE - £22.48**
*This represents a 75% share of the full open market value of £95,000
**This includes: management charge, service charge and building insurance. Rent and service charges are reviewed annually.
- Eligibility Requirements -
The minimum household income requirement for this property is £19,621 ^.
If you will be obtaining a mortgage you will need at least £3,568 in savings (i.e. a 5% deposit).
If you will be purchasing with a mortgage you must provide us with an Agreement in Principle (AIP) to support your application. Evidence in support of your AIP (or proof of funds if cash buyers) must also be provided. Further details available on request.
In order to apply you must be registered with the local Help to Buy Agent - North https://www.helptobuyagent1.org.uk/apply/. You will need to provide your HTB reference when completing the application process.
^If your deposit is more than 5% the minimum income requirements may be less. Please contact us for further details.
- General Information -
Lease: 125 years from 1 January 1999
Years remaining on lease: 104 approx.
Approximate internal area: 59 sq. m.
Local Authority: Eden District Council
Council Tax Band: A
EPC Rating: C (76)
- Terms and Conditions -
***Applicants must have a local connection to Appleby-in-Westmorland, and be registered with Help to Buy North. Priority is given to first time buyers. Current home owners must have a sale agreed to apply.***
- Viewings -
Viewings are held strictly by appointment - call today to arrange a mutually convenient time.
Applications are only accepted from those who have viewed the property. If you have viewed and would like to apply please register your interest with the Resales Team.